This class will cover in detail how to set up a budget, plan for periodic and variable expenses, why tracking is important and how to learn from it, how to start saving money and why, how to pay bills on-time, electronic bill pay, calendar method, and the importance of goal setting.
This session will cover reading credit reports, credit scoring, how certain actions affect credit scores, how to dispute incorrect items, and why good credit is important (interest rates, insurance, employment, etc), and protecting yourself against identity theft.
This class will cover things that participants need to know when borrowing money, how to get the best deal, types of loans, differences in credit cards, mortgages and pitfalls such as payday loans, rent to own, and overdraft fees.
This month, we will be discussing True Believer by Virginia Euwer Wolff. Dr. Karen Neurohr from Oklahoma State University will be our visiting scholar. Copies of the book are available at the circulation desk.
Let's Talk About It Oklahoma featuring scholar, Dr. Karen Neurohr, discussing the book True Believer by Virginia Euwer Wolff will held on October 30th this month. This is a rescheduling of the original date.
This session will cover ways to pay down debt and an overview of the different options to do including self-repayment plans, debt management plans, debt settlement, debt consolidation (including personal loans, home equity loans, and borrowing from retirement) and bankruptcy. Pros and cons of each option option will be discussed.